Use these free tools to see how fast you can pay off your debts...
Debt Stacking Calculator:

Want to know when you can be free of debts? This calculator might help you.

As per Wikipedia definition:
[], The debt-snowball method is a debt reduction strategy, whereby one who owes on more than one account pays off the accounts starting with the smallest balances first, while paying the minimum payment on larger debts. Once the smallest debt is paid off, one proceeds to the next slightly larger small debt above that, so on and so forth, gradually proceeding to the larger ones later. This method is sometimes contrasted with the debt stacking method, also called the "debt avalanche" method, where one pays off accounts on the highest interest rate first.

This calculator uses the "debt stacking" method as it is the one where you can save the most interest overall. A good description of the pros and cons of each repayment method is available at "" web site with their page Debt Snowball vs. Debt Stacking

Why use this calculator?
While a lot of web sites will provide you a great tutorial on how to apply Snowball or Avalanche/Stacking method, I haven't found one yet that provides me with a flexible calculator that can fit most scenarios I have encountered with friends over the years.

Completed features

Upcoming features

This calculator is currently focused on Debt Stacking method, which is the fastest repayment method of the two.

Go to: Debt Stacking Calculator

Loan Amortization Calculator

Use this simple Amortization Calculator to find out how much you need to pay each month based on your chosen repayment pediod.

This amortization schedule will also show you how much of your repayments will go towards the principal and interest.

Go to: Amortization Calculator


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